Development Finance
Funding for property developers building from the ground up, converting existing buildings, or carrying out heavy refurbishments. We source the right development facility for your project and experience level.
What Is Development Finance?
Development finance is a specialist lending product designed to fund the construction, conversion, or significant refurbishment of property. Unlike a traditional mortgage, funds are released in staged drawdowns as the project progresses, with lending decisions based on the gross development value (GDV) of the completed scheme.
Whether you are planning a ground-up residential development, a commercial-to-residential conversion, or a large-scale refurbishment project, development finance provides the capital structure to take your project from planning consent to completion. Lenders assess the viability of the build programme, the experience of the development team, and the strength of the exit strategy.
Blanc Property Finance works with a panel of specialist development lenders, challenger banks, and private funders. We structure each facility around your project timeline and cost profile, negotiating drawdown schedules, monitoring arrangements, and exit terms that keep your scheme financially efficient.
90% LTGDV
Funding up to
5% pa
Rates from
Staged
Drawdowns
6–24 months
Terms
Why Choose Blanc for Development Finance?
From first-time developers to experienced housebuilders, we structure development facilities that match your project and ambition.
Ground-Up Development
Finance for new-build residential and commercial projects from land acquisition through to completion. Staged drawdowns release funds as construction milestones are met.
Conversion & Refurbishment
Transform offices into flats, barns into homes, or tired properties into premium stock. We source funding that covers both acquisition and build costs for conversion projects.
Planning Gain Finance
Unlock value by funding land with planning permission or projects awaiting consent. Specialist lenders assess deals on the uplift potential once planning is secured.
100% Build Cost Funding
Some lenders will fund up to 100% of build costs when the land is owned outright or carries sufficient equity. We identify the right funder to maximise your leverage.
Joint Venture Finance
Partnering with a landowner or investor? We structure JV development finance that works for all parties, with flexible drawdown schedules and transparent cost management.
Exit & Refinance
As your development nears completion, we arrange exit finance — whether that is individual unit mortgages for retained stock or a refinance onto long-term investment lending.
Frequently Asked Questions
Common questions about development finance, answered by our specialist team.
Ready to Fund Your Development?
Share your project details and we will identify the best development lender for your scheme, negotiate competitive terms, and manage the process from application to first drawdown.